US S4675

Bill

Protect Act

Introduced
09/23/2020

In Committee

Crossed Over

Passed

Dead
12/31/2020

Introduced Session

116th Congress

Bill Summary

Adds, among other provisions, requirements to the Health Insurance Portability and Accountability Act of 1996 for private health insurance plans with respect to preexisting conditions, guaranteed enrollment, and discrimination based on health-related factors.Specifically, the bill prohibits private health insurance plans from (1) limiting or excluding benefits covering preexisting conditions; (2) denying enrollment to employers or individual applicants, subject to specified limits; (3) establishing rules for eligibility based on an individual's health status; or (4) requiring an individual to a pay higher premium than similarly situated individuals enrolled in the plan based the individual's health status.Additionally, the bill prohibits plans from collecting genetic information in connection with issuing health insurance and provides requirements for workplace wellness programs connected to health insurance.takes effect one day after enactment.

AI Summary

This bill amends the Health Insurance Portability and Accountability Act (HIPAA) to add new requirements for private health insurance plans. Specifically, it prohibits plans from limiting or excluding benefits for pre-existing conditions, denying enrollment to employers or individuals based on health status, or charging higher premiums based on health status. The bill also prohibits plans from collecting genetic information for underwriting purposes and provides requirements for workplace wellness programs tied to health insurance. The amendments made by this bill take effect one day after enactment.

Sponsors (1)

Thom Tillis (R)*,

Last Action

Motion to proceed to measure considered in Senate. (on 10/23/2020)

Official Document

https://www.congress.gov/bill/116th-congress/senate-bill/4675/all-info

(5 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://www.congress.gov/bill/116th-congress/senate-bill/4675/all-info
BillText	https://www.congress.gov/116/bills/s4675/BILLS-116s4675pcs.pdf
Bill	https://www.congress.gov/116/bills/s4675/BILLS-116s4675pcs.pdf.pdf

Bill	Bill Name	Last Action	Type
HR4159	Maintaining Protections for Patients with Preexisting Conditions Act of 2019	Referred to the Subcommittee on Health.	Related
HR692	Pre-existing Conditions Protection Act of 2019	Referred to the Subcommittee on Health.	Related
HR8527	Fair Care Act of 2020	Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, Education and Labor, the Judiciary, Oversight and Reform, House Administration, Rules, the Budget, and Armed Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.	Related
S1125	Protect Act	Read twice and referred to the Committee on Health, Education, Labor, and Pensions.	Related
S4796	Fair Care Act of 2020	Read twice and referred to the Committee on Finance.	Related

Bill > S4675

US S4675

summary

Introduced Session

Bill Summary

AI Summary

Sponsors (1)

Last Action

Official Document

bill text

bill summary

bill summary

bill summary