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NJ S1752

NJ S1752
Requires health insurance coverage and limits cost sharing for certain birth control methods.


summary

Introduced
02/13/2020
In Committee
02/13/2020
Crossed Over
Passed
Dead
01/11/2022

Introduced Session

2020-2021 Regular Session

Bill Summary

This bill amends P.L.2005, c.251, the statute requiring health insurance carriers and the State health benefits programs to cover prescription female contraceptives, by also requiring coverage for male sterilization procedures and by prohibiting insurers from imposing a deductible, coinsurance, copayment, or any other cost-sharing requirement on these coverages. Currently, federal law requires coverage for female contraceptives to be provided without cost sharing in certain circumstances. This bill would expand State law to also require coverage for female contraceptives and male sterilization procedures to be provided without cost sharing. The bill also specifies that, in the case of a high deductible health plan, the limitation on cost-sharing shall not be applied until the expenditures applicable to the deductible under federal law have been met. Once the foregoing expenditure amount has been met under the plan, coverage for prescription female contraceptives and male sterilization procedures benefits is to be provided without cost-sharing.

AI Summary

This bill amends New Jersey law to require health insurance coverage and limit cost-sharing for certain birth control methods and male sterilization procedures. Specifically, it requires health insurance carriers and the State health benefits program to cover prescription female contraceptives and male sterilization procedures without imposing any deductible, coinsurance, copayment, or other cost-sharing requirement. In the case of high-deductible health plans, the cost-sharing limitation would not apply until the minimum annual deductible under federal law has been met. The bill also allows religious employers to request an exclusion from this coverage requirement if it conflicts with their religious beliefs.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 02/13/2020)

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