Bill
Bill > S07924
NY S07924
NY S07924Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for homeowners' insurance policies based on the breed of a dog owned.
summary
Introduced
03/03/2020
03/03/2020
In Committee
03/03/2020
03/03/2020
Crossed Over
Passed
Dead
12/31/2020
12/31/2020
Introduced Session
2019-2020 General Assembly
Bill Summary
AN ACT to amend the insurance law, in relation to prohibiting insurers from canceling, refusing to issue or renew, or charging higher premiums for homeowners' insurance based on the breed of dog owned
AI Summary
This bill prohibits insurers from refusing to issue or renew, canceling, or charging or imposing an increased premium for homeowners' insurance policies based solely on the breed of dog owned. However, the bill does allow insurers to refuse to issue or renew, or to impose a reasonably increased premium for a policy based on a dog being designated as a "dangerous dog" under state law, as long as it is based on sound underwriting and actuarial principles related to actual or anticipated loss experience.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Senate Insurance Committee Hearing (10:00 7/20/2020 Virtual) (on 07/20/2020)
Official Document
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