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Bill > A00723


NY A00723

NY A00723
Prohibits insurers from refusing to issue or renew, cancel, or charge or impose an increased premium for homeowners' insurance policies based on the breed of a dog owned.


summary

Introduced
01/09/2019
In Committee
01/28/2020
Crossed Over
Passed
Dead
12/31/2020

Introduced Session

2019-2020 General Assembly

Bill Summary

AN ACT to amend the insurance law, in relation to prohibiting insurers from canceling, refusing to issue or renew, or charging higher premiums for homeowners' insurance based on the breed of dog owned The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1

AI Summary

This bill prohibits insurers from refusing to issue or renew, canceling, or charging an increased premium for homeowners' insurance policies based solely on the breed of dog owned. However, the bill allows insurers to refuse, not renew, or increase premiums for a policy if the dog has been designated as a "dangerous dog" under the Agriculture and Markets Law, based on sound underwriting and actuarial principles. The bill applies to all homeowners' insurance policies issued, renewed, modified, altered, or amended on or after the effective date, which is 90 days after it becomes law.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (17)

Last Action

advanced to third reading cal.353 (on 01/30/2020)

bill text


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