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Bill > S03105


NY S03105

NY S03105
Expands consumer protections for usury and interest to small businesses.


summary

Introduced
01/27/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

AN ACT to amend the general obligations law and the banking law, in relation to providing financial consumer protections for small businesses

AI Summary

This bill expands consumer protections for usury and interest to small businesses. It amends the General Obligations Law and the Banking Law to grant small businesses, defined as those with 100 or fewer employees that are independently owned and operated and not dominant in their field, the same rights and privileges regarding interest rates and usury as are granted to individuals. The bill aims to provide small businesses with the same financial consumer protections as individuals.

Committee Categories

Justice

Sponsors (4)

Last Action

REFERRED TO JUDICIARY (on 01/05/2022)

bill text


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