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CO SB169

CO SB169
Restrict Insurers' Use Of External Consumer Data


summary

Introduced
03/02/2021
In Committee
05/28/2021
Crossed Over
06/23/2021
Passed
06/23/2021
Dead
Signed/Enacted/Adopted
07/06/2021

Introduced Session

2021 Regular Session

Bill Summary

CONCERNING PROTECTING CONSUMERS FROM UNFAIR DISCRIMINATION IN INSURANCE PRACTICES.

AI Summary

This bill aims to protect Colorado residents from unfair discrimination in insurance practices. It prohibits insurers from using external consumer data, algorithms, and predictive models that result in unfair discrimination based on race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression. The bill requires the Commissioner of Insurance to adopt rules that establish means for insurers to demonstrate that their use of such data and tools does not result in unfair discrimination. The Commissioner must also engage in a stakeholder process prior to adopting the rules, which will not take effect until January 1, 2023, at the earliest, to allow consideration of any solvency impacts on insurers.

Committee Categories

Business and Industry, Health and Social Services

Sponsors (25)

Last Action

Governor Signed (on 07/06/2021)

bill text


bill summary

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bill summary

Document Type Source Location
State Bill Page https://leg.colorado.gov/bills/sb21-169
BillText https://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_enr.pdf
BillText https://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_rer.pdf
Second Reading Amendment L.027 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.027.pdf
BillText https://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_rev.pdf
House Health & Insurance Amendment L.022 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.022.pdf
BillText https://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_ren.pdf
BillText https://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_eng.pdf
Second Reading Amendment L.010 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.010.pdf
Second Reading Amendment L.013 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.013.pdf
Second Reading Amendment L.006 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.006.pdf
Second Reading Amendment L.011 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.011.pdf
Second Reading Amendment L.004 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.004.pdf
Second Reading Amendment L.009 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.009.pdf
Second Reading Amendment L.008 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.008.pdf
Second Reading Amendment L.007 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.007.pdf
Senate Business, Labor, & Technology Amendment L.001 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.001.pdf
Senate Business, Labor, & Technology Amendment L.002 https://s3-us-west-2.amazonaws.com/leg.colorado.gov/2021A/amendments/SB169_L.002.pdf
Fiscal Note FN1 https://leg.colorado.gov/sites/default/files/documents/2021A/bills/fn/2021a_sb169_00.pdf
BillText https://leg.colorado.gov/sites/default/files/documents/2021A/bills/2021a_169_01.pdf
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