Bill > S05465

This bill requires credit reporting agencies to furnish proof of identity theft to creditors upon a debtor's request. The bill specifies that a valid police report filed by the debtor alleging identity theft, or a written statement by the debtor claiming to be a victim of identity theft, can serve as proof. The written statement must include certain details about the identity theft claim, and the debtor can be charged with a misdemeanor for making false statements. The credit reporting agency must maintain the identity theft information on file for seven years.