Bill > H396

This bill aims to prohibit "negative option sales" - where consumers are automatically signed up for products or services without their express agreement. The key provisions are: 1. Requiring sellers to provide clear and conspicuous information about any financial obligations, goods/services, and cancellation instructions before a consumer accepts a "trial offer." Sellers must also obtain the consumer's affirmative consent before imposing any financial obligation. 2. Prohibiting sellers from causing a consumer to incur a financial obligation to another seller as a result of accepting a trial offer, unless the consumer explicitly allows the seller to provide their billing information to the other seller. 3. Prohibiting financial institutions from disclosing a customer's financial or personal information, except with the customer's authorization or as otherwise required by law. This bill aims to protect consumers from being automatically enrolled in products or services without their knowledge and consent, and to safeguard their financial and personal information.

Labor and Employment

https://malegislature.gov/Bills/192/H396