summary
Introduced
04/14/2021
04/14/2021
In Committee
04/14/2021
04/14/2021
Crossed Over
Passed
Dead
01/03/2023
01/03/2023
Introduced Session
117th Congress
Bill Summary
A BILL To amend the Fair Debt Collection Practices Act to provide a timetable for the collection of medical debt by debt collectors, to amend the Fair Credit Reporting Act to prohibit consumer reporting agencies from issuing con- sumer reports containing information about debts related to medically necessary procedures, and for other pur- poses.
AI Summary
This bill, the Consumer Protection for Medical Debt Collections Act, aims to amend the Fair Debt Collection Practices Act and the Fair Credit Reporting Act to provide greater protections for consumers with medical debt. The key provisions include: 1) Defining "medical debt" and prohibiting debt collectors from attempting to collect medical debt within the first 2 years of the first payment being due; 2) Prohibiting consumer reporting agencies from including information about debts related to medically necessary procedures or medical debt that is less than 1 year old on consumer reports; 3) Requiring debt collectors to provide additional notices to consumers before furnishing medical debt information to consumer reporting agencies, and prohibiting the reporting of certain medical debt. The bill would take effect 180 days after enactment.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Referred to the House Committee on Financial Services. (on 04/14/2021)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.congress.gov/bill/117th-congress/house-bill/2537/all-info |
| BillText | https://www.congress.gov/117/bills/hr2537/BILLS-117hr2537ih.pdf |
| Bill | https://www.congress.gov/117/bills/hr2537/BILLS-117hr2537ih.pdf.pdf |
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