US HR2547

Bill

Fair Debt Collection Practices for Servicemembers Act Private Loan Disability Discharge Act of 2021 Consumer Protection for Medical Debt Collections Act Ending Debt Collection Harassment Act of 2021 Stop Debt Collection Abuse Act of 2021 Debt Collection Practices Harmonization Act Non-Judicial Foreclosure Debt Collection Clarification Act Securing Consumers Against Misrepresented Debt Act of 2021 SCAM Debt Act Ryan Frascone Memorial Student Loan Relief Act of 2021 Small Business Lending Fairness

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Introduced
04/15/2021

In Committee
04/21/2021

Crossed Over
05/17/2021

Passed

Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

AN ACT To expand and enhance consumer, student, servicemember, and small business protections with respect to debt col- lection practices, and for other purposes.

AI Summary

This bill, the Comprehensive Debt Collection Improvement Act, aims to expand and enhance consumer, student, servicemember, and small business protections with respect to debt collection practices. It includes provisions to prohibit certain unfair credit practices, enhance protections for servicemembers against debt collector harassment, provide for the discharge of private student loans in cases of death or total and permanent disability, and establish restrictions and requirements for the collection of medical debt. The bill also seeks to address issues related to the use of electronic communications in debt collection, limit the ability of debt collectors hired by federal agencies to collect certain debts, and prohibit the collection of time-barred debt, among other measures. Additionally, the bill requires various reports and studies on debt collection practices and their impacts.

Committee Categories

Business and Industry, Housing and Urban Affairs

Sponsors (8)

Maxine Waters (D)*, Jake Auchincloss (D), Emanuel Cleaver (D), Madeleine Dean (D), Gregory Meeks (D), Ayanna Pressley (D), Rashida Tlaib (D), Nydia Velázquez (D),

Last Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (on 05/17/2021)

Official Document

https://www.congress.gov/bill/117th-congress/house-bill/2547/all-info

(12 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://www.congress.gov/bill/117th-congress/house-bill/2547/all-info
BillText	https://www.congress.gov/117/bills/hr2547/BILLS-117hr2547eh.pdf
Bill	https://www.congress.gov/117/bills/hr2547/BILLS-117hr2547eh.pdf.pdf
BillText	https://www.congress.gov/117/bills/hr2547/BILLS-117hr2547rh.pdf
Bill	https://www.congress.gov/117/bills/hr2547/BILLS-117hr2547rh.pdf.pdf
BillText	https://www.congress.gov/117/bills/hr2547/BILLS-117hr2547ih.pdf
Bill	https://www.congress.gov/117/bills/hr2547/BILLS-117hr2547ih.pdf.pdf

Bill	Bill Name	Last Action	Type
HR1657	Ending Debt Collection Harassment Act of 2021	Referred to the House Committee on Financial Services.	Related
HR2135	Fair Debt Collection Improvement Act	Referred to the House Committee on Financial Services.	Related
HR2458	Non-Judicial Foreclosure Debt Collection Clarification Act	Referred to the House Committee on Financial Services.	Related
HR2498	Private Loan Disability Discharge Act of 2021	Referred to the Committee on Financial Services, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.	Related
HR2537	Consumer Protection for Medical Debt Collections Act	Referred to the House Committee on Financial Services.	Related
HR2540	Small Business Lending Fairness Act	Referred to the House Committee on Financial Services.	Related
HR2572	Stop Debt Collection Abuse Act of 2021	Referred to the House Committee on Financial Services.	Related
HR2628	Debt Collection Practices Harmonization Act	Referred to the House Committee on Financial Services.	Related
HR3092	Ryan Frascone Memorial Student Loan Relief Act of 2021	Referred to the House Committee on Financial Services.	Related
HRes380	Providing for consideration of the bill (H.R. 2547) to expand and enhance consumer, student, servicemember, and small business protections with respect to debt collection practices, and for other purposes; providing for consideration of the bill (H.R. 1065) to eliminate discrimination and promote womens health and economic security by ensuring reasonable workplace accommodations for workers whose ability to perform the functions of a job are limited by pregnancy, childbirth, or a related medical	Motion to reconsider laid on the table Agreed to without objection.	Related
S1119	Small Business Lending Fairness Act	Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.	Related
S2544	Ryan Frascone Memorial Student Loan Relief Act of 2021	Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.	Related

Bill > HR2547

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (8)

Last Action

Official Document

bill text

bill summary

bill summary

bill summary