Bill > HR2572

This bill, the Stop Debt Collection Abuse Act of 2021, amends the Fair Debt Collection Practices Act (FDCPA) to restrict the debt collection practices of certain debt collectors, particularly those hired by federal agencies. Key provisions include: defining "debt" to include obligations owed to federal agencies that are at least 180 days past due; requiring federal agencies to provide at least 3 notices to consumers before transferring or selling their debt to a collector; and limiting the fees and charges that debt collectors can impose when collecting debts owed to federal agencies. The bill also directs the Government Accountability Office (GAO) to study the use of debt collectors by state and local government agencies. Overall, the bill aims to increase consumer protections and oversight in the debt collection process, especially for debts owed to the federal government.

Business and Industry

https://www.congress.gov/bill/117th-congress/house-bill/2572/all-info