US HR1657

Bill

US HR1657

Ending Debt Collection Harassment Act of 2021

Introduced
03/08/2021

In Committee
03/08/2021

Crossed Over

Passed

Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A BILL To amend the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to improve consumer protections relating to debt collection practices, and for other purposes.

AI Summary

This bill aims to improve consumer protections relating to debt collection practices. It amends the Consumer Financial Protection Act of 2010 and the Fair Debt Collection Practices Act to require the Consumer Financial Protection Bureau (CFPB) to report on consumer complaints related to debt collection and enforcement actions taken against debt collectors. The bill also limits the CFPB's ability to issue rules that would allow debt collectors to send unlimited email and text messages to consumers. Additionally, the bill requires debt collectors to obtain consent from consumers before contacting them using methods other than postal mail or phone, and allows consumers to opt out of any communication method used by debt collectors, including those for which they had previously provided consent.

Committee Categories

Business and Industry

Sponsors (6)

Ayanna Pressley (D)*, Alma Adams (D), Chuy García (D), Gregory Meeks (D), Alexandria Ocasio-Cortez (D), Rashida Tlaib (D),

Last Action

Referred to the House Committee on Financial Services. (on 03/08/2021)

Official Document

https://www.congress.gov/bill/117th-congress/house-bill/1657/all-info

(2 Companion Bills)

Version:

Document Type	Source Location
State Bill Page	https://www.congress.gov/bill/117th-congress/house-bill/1657/all-info
BillText	https://www.congress.gov/117/bills/hr1657/BILLS-117hr1657ih.pdf
Bill	https://www.congress.gov/117/bills/hr1657/BILLS-117hr1657ih.pdf.pdf

Bill	Bill Name	Last Action	Type
HR2547	Fair Debt Collection Practices for Servicemembers Act Private Loan Disability Discharge Act of 2021 Consumer Protection for Medical Debt Collections Act Ending Debt Collection Harassment Act of 2021 Stop Debt Collection Abuse Act of 2021 Debt Collection Practices Harmonization Act Non-Judicial Foreclosure Debt Collection Clarification Act Securing Consumers Against Misrepresented Debt Act of 2021 SCAM Debt Act Ryan Frascone Memorial Student Loan Relief Act of 2021 Small Business Lending Fairness	Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.	Related
HRes380	Providing for consideration of the bill (H.R. 2547) to expand and enhance consumer, student, servicemember, and small business protections with respect to debt collection practices, and for other purposes; providing for consideration of the bill (H.R. 1065) to eliminate discrimination and promote womens health and economic security by ensuring reasonable workplace accommodations for workers whose ability to perform the functions of a job are limited by pregnancy, childbirth, or a related medical	Motion to reconsider laid on the table Agreed to without objection.	Similar To

Bill > HR1657

summary

Introduced Session

Bill Summary

AI Summary

Committee Categories

Sponsors (6)

Last Action

Official Document

bill text

bill summary

bill summary

bill summary