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US HR2628

US HR2628
Debt Collection Practices Harmonization Act


summary

Introduced
04/16/2021
In Committee
04/16/2021
Crossed Over
Passed
Dead
01/03/2023

Introduced Session

117th Congress

Bill Summary

A BILL To amend the Fair Debt Collection Practices Act to extend the provisions of that Act to cover a debt collector who is collecting debt owed to a State or local government, to index award amounts under such Act for inflation, to provide for civil injunctive relief for violations of such Act, and for other purposes.

AI Summary

This bill, the Debt Collection Practices Harmonization Act, aims to extend the Fair Debt Collection Practices Act (FDCPA) to cover debt collectors who are collecting debt owed to state or local governments. It also indexes the award amounts under the FDCPA for inflation and provides for civil injunctive relief for violations of the Act. Additionally, the bill prohibits the referral of emergency individual assistance debt provided by the Federal Emergency Management Agency to debt collectors, unless the overpayment occurred due to fraud or deceit and the recipient knew or should have known about it.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Referred to the House Committee on Financial Services. (on 04/16/2021)

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