Bill > A669

This bill establishes guidelines for creditworthiness determinations concerning affordable housing programs. It prohibits the use of credit or other risk scores to evaluate the creditworthiness of affordable housing applicants, and instead requires landlords to conduct an individualized assessment of factors such as income, employment, and payment history. The bill also provides protections for affordable housing applicants, including a rebuttable presumption of creditworthiness in certain circumstances, and requires landlords to provide written notice and specific findings if they take adverse actions against applicants. Additionally, the bill requires landlords to report annually on denials of affordable housing applications based on creditworthiness reasons, and it designates the use of credit or risk scores in violation of the bill's provisions as unlawful discrimination.

Housing and Urban Affairs

https://www.njleg.state.nj.us/bill-search/2022/A669