Bill > S934

This bill establishes guidelines for creditworthiness determinations concerning affordable housing programs. It prohibits the use of credit or other risk scores to evaluate the creditworthiness of affordable housing applicants, and instead requires landlords to conduct an individualized assessment based on factors such as employment history, rent payment history, and the applicant's ability to pay rent. The bill also requires landlords to provide a detailed written notice if they deny an application or impose additional conditions, and to submit annual reports on denials to the Attorney General. Additionally, the use of credit or risk scores in a way that violates the bill's provisions is considered unlawful discrimination under the Law Against Discrimination.

Housing and Urban Affairs

https://www.njleg.state.nj.us/bill-search/2022/S934