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Bill > A1104


NJ A1104

NJ A1104
Prohibits use of gap in automobile insurance coverage as rating factor in automobile insurance underwriting under certain circumstances.


summary

Introduced
01/11/2022
In Committee
01/11/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill provides that no underwriting rule shall operate in such a manner as to assign a risk to a rating plan on the basis that a previously insured applicant has had a lapse as a named insured under an automobile insurance policy for any period of time.

AI Summary

This bill prohibits the use of a gap in automobile insurance coverage as a rating factor in automobile insurance underwriting under certain circumstances. Specifically, the bill provides that no underwriting rule shall operate in a manner that assigns a risk to a rating plan based on the fact that a previously insured applicant has had a lapse in coverage as a named insured under an automobile insurance policy for any period of time.

Committee Categories

Business and Industry

Sponsors (4)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/11/2022)

bill text


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