Bill

Bill > S3007


NJ S3007

NJ S3007
Provides gross income tax exclusion for minimum required distributions from qualified retirement plans.


summary

Introduced
09/22/2022
In Committee
09/22/2022
Crossed Over
Passed
Dead
01/08/2024

Introduced Session

2022-2023 Regular Session

Bill Summary

This bill excludes from the gross income tax the required distributions from certain retirement plans. Federal law requires a taxpayer aged 72 or older to withdraw a minimum amount each year from certain retirement plans, commonly known as a "required minimum distribution" or an RMD. If the taxpayer does not make the RMD, federal law requires the taxpayer pay a penalty in the amount of 50 percent of the RMD not withdrawn. In effect, an RMD is forced income, which is then subject to federal and State income tax. Under this bill, RMDs will no longer be subject to the New Jersey gross income tax. The exclusion will benefit many New Jersey seniors by reducing their State income tax burden.

AI Summary

This bill excludes from the New Jersey gross income tax the required minimum distributions (RMDs) from certain qualified retirement plans. Federal law requires taxpayers aged 72 or older to withdraw a minimum amount each year from these retirement plans, and this withdrawal is typically subject to both federal and state income tax. Under this bill, those RMDs will no longer be subject to the New Jersey gross income tax, providing tax relief for many New Jersey seniors.

Committee Categories

Government Affairs

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate State Government, Wagering, Tourism & Historic Preservation Committee (on 09/22/2022)

bill text


bill summary

Loading...

bill summary

Loading...
Loading...