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Bill > A03148


NY A03148

NY A03148
Prohibits an insurer or health maintenance organization from including certain requirements in insurance contracts.


summary

Introduced
02/02/2023
In Committee
01/03/2024
Crossed Over
Passed
Dead
12/31/2024

Introduced Session

2023-2024 General Assembly

Bill Summary

AN ACT to amend the insurance law and the public health law, in relation to prohibiting certain requirements in insurance contracts

AI Summary

This bill prohibits insurers or health maintenance organizations (HMOs) from including certain requirements in their insurance contracts with healthcare providers. Specifically, it prohibits insurers or HMOs from requiring that: all members of a provider group be included in the insurer's network, all members of a provider group be placed in the same network tier, all members of a provider group be included in all of the insurer's products, and insurers be prohibited from using benefit designs to encourage members to seek services from higher-value healthcare providers. The bill also prohibits most-favored-nation clauses and limits on the disclosure of fees or allowed amounts between insurers, providers, and insureds. Any contracts containing these prohibited provisions will be null and void after January 1, 2024.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

referred to insurance (on 01/03/2024)

Taxonomy

Banking, Finance, and Domestic Commerce
  • ‐ Insurance Regulation
Health
  • ‐ Health Insurance Reform

bill text


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