Bill
Bill > A03148
NY A03148
NY A03148Prohibits an insurer or health maintenance organization from including certain requirements in insurance contracts.
summary
Introduced
02/02/2023
02/02/2023
In Committee
01/03/2024
01/03/2024
Crossed Over
Passed
Dead
12/31/2024
12/31/2024
Introduced Session
2023-2024 General Assembly
Bill Summary
AN ACT to amend the insurance law and the public health law, in relation to prohibiting certain requirements in insurance contracts
AI Summary
This bill prohibits insurers or health maintenance organizations (HMOs) from including certain requirements in their insurance contracts with healthcare providers. Specifically, it prohibits insurers or HMOs from requiring that: all members of a provider group be included in the insurer's network, all members of a provider group be placed in the same network tier, all members of a provider group be included in all of the insurer's products, and insurers be prohibited from using benefit designs to encourage members to seek services from higher-value healthcare providers. The bill also prohibits most-favored-nation clauses and limits on the disclosure of fees or allowed amounts between insurers, providers, and insureds. Any contracts containing these prohibited provisions will be null and void after January 1, 2024.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
referred to insurance (on 01/03/2024)
Taxonomy
Banking, Finance, and Domestic Commerce
- ‐ Insurance Regulation
Health
- ‐ Health Insurance Reform
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location | Created |
|---|---|---|
| State Bill Page | https://www.nysenate.gov/legislation/bills/2023/A3148 | 02/02/2023 |
| BillText | https://assembly.state.ny.us/leg/?default_fld=&bn=A03148&term=2023&Summary=Y&Actions=Y&Text=Y&Committee%26nbspVotes=Y&Floor%26nbspVotes=Y#A03148 | 02/02/2023 |
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