Bill

Bill > A03659


NY A03659

NY A03659
Prohibits an insurer or health maintenance organization from including certain requirements in insurance contracts.


summary

Introduced
01/28/2021
In Committee
01/05/2022
Crossed Over
Passed
Dead
12/31/2022

Introduced Session

2021-2022 General Assembly

Bill Summary

AN ACT to amend the insurance law and the public health law, in relation to prohibiting certain requirements in insurance contracts

AI Summary

This bill prohibits insurers or health maintenance organizations (HMOs) that offer managed care or comprehensive policies with provider networks from including certain requirements in their contracts with healthcare providers. These prohibited requirements include: (1) requiring the insurer to include all members of a provider group in its network; (2) requiring the insurer to place all members of a provider group in the same network tier; (3) requiring the insurer to include all members of a provider group in all of its products; (4) prohibiting the insurer from using benefit designs to encourage members to seek services from higher-value providers; and (5) containing most-favored-nation provisions. The bill also prohibits contracts that limit the ability of the insurer or provider to disclose fee information to insureds. Any existing contracts with these prohibited provisions will be null and void as of January 1, 2022, though the remaining contract terms will remain in effect.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

referred to insurance (on 01/05/2022)

bill text


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