Bill > A03816

This bill requires health insurers to offer coverage for health care provided by out-of-network providers. Specifically, it amends the Public Health Law and Insurance Law to mandate that every health maintenance organization and health insurer offer out-of-network coverage as an optional rider to any contract, and provide at least one contract option that includes out-of-network coverage. These options must be made available both within and outside the state's health benefit exchange. The bill aims to provide consumers with more flexibility and choice in selecting their healthcare providers.