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ME LD1635

ME LD1635
An Act to Charter a Maine State Bank That Accepts Deposits and Issues Gold Currency Celebrating Maine's Heritage


summary

Introduced
04/12/2023
In Committee
04/12/2023
Crossed Over
Passed
Dead
06/12/2023

Introduced Session

131st Legislature

Bill Summary

This bill establishes the Maine State Bank and authorizes the bank to: 1. Accept deposits of funds in all lawful forms of currency, including but not limited to United States dollars, internationally recognized money issued by foreign governments, gold and silver bullion issued by recognized mints and blockchain-based cryptocurrency; 2. Process exchanges between all currencies accepted for deposit; 3. Issue gold coinage and bullion minted by the State celebrating the State's heritage in various denominations by weight; 4. Issue blockchain-based cryptocurrency in tokens as long as the bank holds 100% reserves in the form of gold coinage and bullion minted by the State; 5. Accept deposits from and transact business with any person legally authorized under the laws of the State to conduct business in the State, including but not limited to cannabis businesses; and 6. Assess fees on transactions and storage to cover the costs of operation.

AI Summary

This bill establishes the Maine State Bank, which is authorized to accept deposits in various forms of currency, including U.S. dollars, foreign government-issued currencies, gold and silver bullion, and blockchain-based cryptocurrency. The bank can process exchanges between these currencies, issue gold coinage and bullion celebrating Maine's heritage, and issue blockchain-based cryptocurrency tokens backed by 100% reserves in gold coinage and bullion. The bank can accept deposits from and transact business with any legally authorized person or entity, including cannabis businesses, and charge fees to cover its operating costs. The bank is overseen by a Board of Directors appointed by the Governor and is subject to regular independent audits to ensure its safety and soundness.

Committee Categories

Health and Social Services

Sponsors (6)

Last Action

Accepted Majority (ONTP) Report, Jun 12, 2023 (on 06/12/2023)

bill text


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