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NJ S2276
NJ S2276Prohibits selection of health insurance coverage as primary under personal injury protection coverage.
summary
Introduced
01/09/2024
01/09/2024
In Committee
01/09/2024
01/09/2024
Crossed Over
Passed
Dead
01/12/2026
01/12/2026
Introduced Session
2024-2025 Regular Session
Bill Summary
The bill removes a provision under current law allowing the selection of health insurance coverage as the primary payer for personal injury protection coverage and prohibits that practice. Instead, the bill requires the personal injury protection coverage of the named insured to be the primary coverage for the named insured and any resident relatives in the named insured's household who are not named insureds under an automobile insurance policy of their own.
AI Summary
This bill prohibits health insurance coverage from being considered the primary payer for medical expenses related to car accidents, a practice previously allowed under certain conditions. Instead, it mandates that an individual's own automobile insurance's personal injury protection (PIP) coverage must be the primary source of payment for medical expenses for themselves and any resident relatives in their household who don't have their own auto insurance. This change aims to ensure that PIP coverage is the first line of defense for medical costs stemming from car accidents, simplifying the claims process and clarifying financial responsibility.
Committee Categories
Business and Industry
Sponsors (2)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/09/2024)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2024/S2276 |
| BillText | https://pub.njleg.gov/Bills/2026/S2500/2276_I1.HTM |
| BillText | https://pub.njleg.gov/Bills/2024/S2500/2276_I1.HTM |
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