Bill
Bill > A1591
NJ A1591
Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.
summary
Introduced
01/09/2024
01/09/2024
In Committee
01/09/2024
01/09/2024
Crossed Over
Passed
Dead
Introduced Session
2024-2025 Regular Session
Bill Summary
This bill clarifies that, for the purposes of insurance, a self-driving car must comply with compulsory automobile and motor vehicle insurance requirements. Current law provides, with certain limited exceptions, that every owner or registered owner of a motor vehicle registered or principally garaged in this State shall maintain motor vehicle liability insurance coverage. This bill clarifies that this mandate includes self-driving motor vehicles that are capable of operating without active control or monitoring by a human operator. Further, the "New Jersey Automobile Reparation Reform Act," P.L.1972, c.70 (C.39:6A-1 et seq.) created a system of "no-fault" insurance for private passenger automobiles. The bill amends the definition of "automobile" under that act to include a self-driving private passenger automobile which meets any SAE automation level as defined by the National Highway Traffic Safety Administration. The bill also defines a "self-driving private passenger automobile" to mean a private passenger automobile that uses autonomous technology, including sensors, global positioning system coordinates, or any other technology to perform the mechanical operations of driving, and has an operator seated in the driver's seat, monitoring the safe operation of the autonomous vehicle, and who is capable of taking over immediate manual control of the autonomous vehicle in the event of an autonomous technology failure or other emergency. Therefore, the bill extends the requirements of the New Jersey Automobile Reparation Reform Act to self-driving cars, including the requirement for owners and registrants to maintain liability insurance and the requirement that applicable insurance policies include personal injury protection benefits.
AI Summary
This bill clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements. Specifically, it amends the definition of "automobile" in the New Jersey Automobile Reparation Reform Act to include self-driving private passenger automobiles that meet any SAE (Society of Automotive Engineers) automation level as defined by the National Highway Traffic Safety Administration. This means that the existing requirements for owners and registrants to maintain liability insurance and have personal injury protection benefits in their policies now extend to self-driving cars. The bill also defines a "self-driving private passenger automobile" as a vehicle that uses autonomous technology to perform the mechanical operations of driving, with an operator seated in the driver's seat monitoring the safe operation of the vehicle and capable of taking immediate manual control if needed.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 01/09/2024)
Official Document
bill text
bill summary
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bill summary
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bill summary
Document Type | Source Location |
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State Bill Page | https://www.njleg.state.nj.us/bill-search/2024/A1591 |
BillText | https://pub.njleg.gov/Bills/2024/A2000/1591_I1.HTM |
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