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NJ S2994
NJ S2994Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.
summary
Introduced
03/18/2024
03/18/2024
In Committee
03/18/2024
03/18/2024
Crossed Over
Passed
Dead
01/12/2026
01/12/2026
Introduced Session
2024-2025 Regular Session
Bill Summary
This bill clarifies that, for the purposes of insurance, a self-driving car must comply with compulsory automobile and motor vehicle insurance requirements. Current law provides, with certain limited exceptions, that every owner or registered owner of a motor vehicle registered or principally garaged in this State shall maintain motor vehicle liability insurance coverage. This bill clarifies that this mandate includes self-driving motor vehicles that are capable of operating without active control or monitoring by a human operator. Further, the "New Jersey Automobile Reparation Reform Act," P.L.1972, c.70 (C.39:6A-1 et seq.) created a system of "no-fault" insurance for private passenger automobiles. The bill amends the definition of "automobile" under that act to include a self-driving private passenger automobile that is capable of operating without active control or monitoring by a human operator. Therefore, the bill extends the requirements of the New Jersey Automobile Reparation Reform Act, including the requirement for owners and registrants to maintain liability insurance and the requirement that applicable insurance policies include personal injury protection benefits, to self-driving cars.
AI Summary
This bill clarifies that owners of self-driving cars must adhere to existing insurance laws, ensuring these vehicles are covered by mandatory automobile insurance. Specifically, it amends the definition of "automobile" under the New Jersey Automobile Reparation Reform Act, also known as "no-fault" insurance, to explicitly include self-driving private passenger vehicles that can operate without human control. This means that self-driving cars, like traditional vehicles, will be subject to requirements for liability insurance and must include personal injury protection benefits, which cover medical expenses and lost wages regardless of who is at fault in an accident. The bill also reinforces existing laws that mandate all motor vehicle owners to maintain liability insurance, explicitly stating that this requirement extends to self-driving vehicles.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 03/18/2024)
Official Document
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2024/S2994 |
| BillText | https://pub.njleg.gov/Bills/2026/S3000/2994_I1.HTM |
| BillText | https://pub.njleg.gov/Bills/2024/S3000/2994_I1.HTM |
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