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Bill > S2994


NJ S2994

Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.


summary

Introduced
03/18/2024
In Committee
03/18/2024
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill clarifies that, for the purposes of insurance, a self-driving car must comply with compulsory automobile and motor vehicle insurance requirements. Current law provides, with certain limited exceptions, that every owner or registered owner of a motor vehicle registered or principally garaged in this State shall maintain motor vehicle liability insurance coverage. This bill clarifies that this mandate includes self-driving motor vehicles that are capable of operating without active control or monitoring by a human operator. Further, the "New Jersey Automobile Reparation Reform Act," P.L.1972, c.70 (C.39:6A-1 et seq.) created a system of "no-fault" insurance for private passenger automobiles. The bill amends the definition of "automobile" under that act to include a self-driving private passenger automobile that is capable of operating without active control or monitoring by a human operator. Therefore, the bill extends the requirements of the New Jersey Automobile Reparation Reform Act, including the requirement for owners and registrants to maintain liability insurance and the requirement that applicable insurance policies include personal injury protection benefits, to self-driving cars.

AI Summary

This bill clarifies that the existing compulsory automobile and motor vehicle insurance requirements in New Jersey apply to self-driving motor vehicles that are capable of operating without active control or monitoring by a human operator. Specifically, the bill amends the definition of "automobile" under the New Jersey Automobile Reparation Reform Act to include self-driving private passenger automobiles, thereby extending the insurance requirements of that act, including the requirement for owners and registrants to maintain liability insurance and the requirement for applicable insurance policies to include personal injury protection benefits, to self-driving cars.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate Commerce Committee (on 03/18/2024)

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