Bill

Bill > A3536


NJ A3536

NJ A3536
Requires certain issuance standards and open enrollment for Medicare supplement policies.


summary

Introduced
02/05/2024
In Committee
02/05/2024
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires certain issuance standards for Medicare supplement policies, and provides that those policies must have a continuous open enrollment period. Specifically, the bill prohibits issuers of Medicare supplement policies from denying or conditioning the issuance or effectiveness of a policy or discriminating in the pricing of a policy because of the health status, claims experience, receipt of health care, or medical condition of an applicant. The bill also requires applicants to be accepted at all times throughout the year for any Medicare supplement policies available from an issuer. The requirements of the bill are applicable to applicants enrolled in Medicare whether enrolled by reason of age or by reason of disability.

AI Summary

This bill requires certain issuance standards for Medicare supplement policies, and provides that those policies must have a continuous open enrollment period. Specifically, it prohibits insurers from denying or conditioning the issuance or pricing of a Medicare supplement policy based on the applicant's health status, claims experience, healthcare usage, or medical condition. The bill also requires insurers to accept applicants for Medicare supplement policies at all times throughout the year, regardless of whether the applicant is enrolled in Medicare due to age or disability. Additionally, the bill prohibits the imposition of preexisting condition exclusions in certain cases where an individual is seeking to enroll in a Medicare supplement policy during a specified enrollment period.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Introduced, Referred to Assembly Financial Institutions and Insurance Committee (on 02/05/2024)

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