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Bill > S2567


NJ S2567

NJ S2567
Provides gross income tax exclusion for minimum required distributions from qualified retirement plans.


summary

Introduced
02/08/2024
In Committee
02/08/2024
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill excludes from the gross income tax the required distributions from certain retirement plans. Federal law requires a taxpayer aged 72 or older to withdraw a minimum amount each year from certain retirement plans, commonly known as a "required minimum distribution" or an RMD. If the taxpayer does not make the RMD, federal law requires the taxpayer pay a penalty in the amount of 50 percent of the RMD not withdrawn. In effect, an RMD is forced income, which is then subject to federal and State income tax. Under this bill, RMDs will no longer be subject to the New Jersey gross income tax. The exclusion will benefit many New Jersey seniors by reducing their State income tax burden.

AI Summary

This bill provides a gross income tax exclusion for minimum required distributions, commonly known as RMDs, from qualified retirement plans, meaning that money withdrawn from certain retirement accounts by individuals aged 72 and older, which federal law mandates they take out each year to avoid penalties, will no longer be subject to New Jersey's state income tax, thereby reducing the tax burden for many seniors in the state.

Committee Categories

Government Affairs

Sponsors (1)

Last Action

Introduced in the Senate, Referred to Senate State Government, Wagering, Tourism & Historic Preservation Committee (on 02/08/2024)

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