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Bill > S2873


NJ S2873

NJ S2873
Requires DHS and DOH, respectively, to provide information on SNAP, WFNJ, and WIC recipients regarding card skimming, cloning, and similar fraudulent activities and to replace stolen benefits; makes appropriation.


summary

Introduced
03/04/2024
In Committee
02/03/2025
Crossed Over
Passed
Dead
01/12/2026

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill directs the Commissioners of Human Services and Health, respectively, to provide information to certain benefit recipients regarding card skimming and cloning and to replace stolen benefits under fraudulent circumstances. Specifically, the Commissioner of Human Services is responsible for implementing these provisions for the Supplemental Nutrition Assistance Program (SNAP) and the Work First New Jersey Program (WFNJ), while the Commissioner of Health is responsible for implementing the provisions for the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC). The bill also appropriates the necessary funds to the departments to support the provisions of the bill. As used under the bill, "skimming" means the illegal installation of devices on point-of-sale or automatic teller machine terminals to capture a cardholder's personal identification number and other data stored on the magnetic strip of the electronic benefits transfer card; and "card cloning" means making an unauthorized copy of an electronic benefits transfer card. Under the bill, each commissioner is to provide information to program recipients regarding the: risks of card skimming, card cloning, and similar fraudulent methods; precautions a recipient can take to avoid falling victim to fraudulent methods; claims process, established under the bill, through which a recipient can have stolen benefits replaced; and process by which a recipient can report stolen to the appropriate department or to local law enforcement agencies. This information is to be distributed to recipients, at a minimum, at the point of enrollment and recertification in the program and with the issuance of the recipient's electronic benefits transfer card. Each commissioner is also required to post the information on the department's website and at eligibility determining offices. The bill mandates the commissioners to establish a claims process, that mirrors the provisions of federal law regarding the replacement of stolen SNAP benefits, by which a recipient's stolen program benefits can be replaced by either federal or State funds, subject to availability. The bill also directs the commissioners to coordinate with vendors to implement available precautions to reduce the vulnerability of electronic benefits transfer cards to theft, such as the inclusion of an embedded microchip in all electronic benefits transfer cards Finally, the commissioners are required to report to the Governor and the Legislature, 18 months following the effective date of the bill, and annually thereafter, data regarding stolen and replaced program benefits, as collected under the bill, as well as any other information that demonstrates the departments' efforts to protect recipients from fraud.

AI Summary

This bill requires the Commissioners of Human Services and Health to inform recipients of certain benefit programs about the risks of card skimming, which is the illegal installation of devices to steal card information, and card cloning, which is making unauthorized copies of benefit cards. The Commissioner of Human Services will handle this for the Supplemental Nutrition Assistance Program (SNAP) and the Work First New Jersey Program (WFNJ), while the Commissioner of Health will do so for the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC). Both commissioners must provide information on how to avoid these fraudulent activities, how to report stolen benefits, and how to file a claim to have stolen benefits replaced, with the replacement process for WIC mirroring that of SNAP. This information must be given to recipients at enrollment, recertification, and with their benefit cards, and also posted online and at offices. The bill also mandates efforts to improve card security, such as including microchips, and requires the departments to report annually on stolen and replaced benefits, with funding appropriated to cover these measures.

Committee Categories

Budget and Finance, Health and Social Services

Sponsors (4)

Last Action

Referred to Senate Budget and Appropriations Committee (on 02/03/2025)

bill text


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