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TN HB0028
TN HB0028AN ACT to amend Tennessee Code Annotated, Title 55, Chapter 12, relative to motor vehicle liability policies.
summary
Introduced
12/10/2024
12/10/2024
In Committee
03/04/2025
03/04/2025
Crossed Over
Passed
Dead
Introduced Session
114th General Assembly
Bill Summary
As introduced, prohibits an insurance company from requiring a visually impaired owner of a motor vehicle to obtain a commercial motor vehicle liability policy in lieu of a standard owner's policy of liability insurance if the covered motor vehicle is not used for commercial purposes. - Amends TCA Title 55, Chapter 12.
AI Summary
This bill amends Tennessee motor vehicle insurance law to protect visually impaired vehicle owners by prohibiting insurance companies from requiring them to purchase commercial motor vehicle liability policies instead of standard owner's policies when the vehicle is not used for commercial purposes. The bill specifically defines "commercial purposes" to exclude situations where a visually impaired owner pays a driver to help them with personal transportation needs, and clarifies that "visually impaired" means individuals who are blind or partially blind. The legislation will take effect on July 1, 2025, and will apply to insurance policies entered into or renewed on or after that date, ensuring that visually impaired vehicle owners are not unfairly burdened with more expensive commercial insurance policies when their vehicle is used for personal transportation.
Committee Categories
Transportation and Infrastructure
Sponsors (1)
Last Action
Taken off notice for cal. in Transportation Committee (on 03/11/2025)
bill text
bill summary
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bill summary
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bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://wapp.capitol.tn.gov/apps/Billinfo/default.aspx?BillNumber=HB0028&ga=114 |
| Fiscal Note - HB0028 | https://www.capitol.tn.gov/Bills/114/Fiscal/HB0028.pdf |
| BillText | https://www.capitol.tn.gov/Bills/114/Bill/HB0028.pdf |
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