Bill > SB0284

This bill addresses insurance policy requirements for visually impaired motor vehicle owners by prohibiting insurance companies from mandating commercial motor vehicle liability policies when the vehicle is used for personal purposes. Specifically, the legislation defines "visually impaired" as being blind or partially blind and clarifies that hiring a driver to assist a visually impaired owner does not constitute commercial use. The bill ensures that visually impaired individuals can obtain standard owner's liability insurance policies for their personal vehicles, even if they require assistance with driving. The new law will take effect on July 1, 2025, and will apply to insurance policies entered into or renewed on or after that date, protecting visually impaired vehicle owners from being unfairly classified as commercial vehicle operators and potentially subjected to more expensive insurance requirements.

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https://wapp.capitol.tn.gov/apps/Billinfo/default.aspx?BillNumber=SB0284&ga=114