Bill > S0026

This bill amends South Carolina law to require owners of watercraft over 70 horsepower to carry liability insurance with at least $50,000 in coverage per occurrence. The legislation defines "proof of insurance" as a policy declaration page that can be presented electronically on a mobile device, with specific protections ensuring that electronic presentation does not authorize unwarranted device searches. Owners must certify insurance coverage when applying for or renewing watercraft titles and registrations, and insurance companies are not required to provide portable proof of coverage if the insurance is part of a homeowner's policy. If a watercraft is involved in an accident without proper insurance, the owner can be charged with a misdemeanor, with escalating penalties for repeat offenses: first offense carries a $50-$250 fine, second offense a $250-$500 fine, and third or subsequent offenses can result in a $500-$1,000 fine and up to one year in prison. All collected fines will be deposited into the state's general fund and specifically used for boater training and safety programs. The bill aims to increase financial responsibility and safety for watercraft owners in South Carolina, taking effect upon the Governor's approval.

Agriculture and Natural Resources

https://www.scstatehouse.gov/billsearch.php?billnumbers=26&session=126&summary=B