Bill

Bill > S4018


NJ S4018

Requires health insurance and Medicaid coverage for screening, prevention, and treatment services of behavioral health issues affecting children.


summary

Introduced
01/14/2025
In Committee
05/22/2025
Crossed Over
Passed
Dead

Introduced Session

2024-2025 Regular Session

Bill Summary

This bill requires health insurers (health, hospital and medical service corporations, commercial individual and group health insurers, health maintenance organizations, health benefits plans issued pursuant to the New Jersey Individual Health Coverage and Small Employer Health Benefits Programs, the State Health Benefits Program, and the School Employees' Health Benefits Program) and the State Medicaid program to provide benefits to any covered person for medical expenses incurred relating to screening, prevention, and treatment of behavioral health issues in children. Carriers and the State Medicaid program are required to accept and reimburse claims for screening, prevention, and treatment using an at-risk diagnosis. As used in the bill, an "at-risk diagnosis" is a diagnosis made after consideration of factors influencing behavioral health and child development, such as family circumstances or life challenges, that does not lead to a formal mental health diagnosis and instead, promotes preventive care. Allowing providers to bill for an "at-risk diagnosis" authorizes providers to use an alternative code, including a Social Determinants of Health Z-code, to the codes of the American Psychiatric Association Diagnostic and Statistical Manual of Mental Disorders or the Diagnostic Classification of Mental Health and Developmental Disorders of Infancy and Early Childhood when billing for services, without a formal mental health diagnosis for children who are 18 years of age or younger.

AI Summary

This bill requires health insurance carriers, state health benefit programs, and the New Jersey Medicaid program to provide coverage for screening, prevention, and treatment of children's behavioral health issues using an innovative approach called an "at-risk diagnosis." Under this approach, healthcare providers can bill for services related to potential mental health concerns without requiring a formal mental health diagnosis, by using alternative diagnostic codes like Social Determinants of Health Z-codes. The bill defines "at-risk diagnosis" as an assessment that considers factors influencing a child's behavioral health and development, such as family circumstances or life challenges, with the goal of promoting preventive care. The coverage extends to services like screenings, individual, group, and family psychotherapy for children 18 years old and younger who may have potential mental health disorders. These benefits must be provided with the same scope and extent as other medical services, and the bill will take effect 90 days after enactment, applying to health insurance policies, plans, and contracts delivered or renewed on or after that date. The legislation aims to improve early identification and intervention for children's mental health needs by reducing barriers to accessing behavioral health services.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (3)

Last Action

Referred to Senate Budget and Appropriations Committee (on 05/22/2025)

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