Bill > A00070

This bill requires third-party food delivery services to maintain a group insurance policy that covers bodily injury or death resulting from qualifying accidents involving delivery drivers. The bill defines key terms such as "delivery driver" (an individual conveying products for a food delivery service), "qualifying accident" (a vehicular accident while a driver is logged into the delivery platform), and "qualifying vehicle" (two or three-wheeled vehicles without standard motor vehicle insurance). The insurance policy must provide up to $50,000 in basic economic losses per person and cover delivery drivers, pedestrians, and cyclists who are injured in such accidents, regardless of their state residency or citizenship status. The policy will be provided without a deductible and cannot have its costs passed on to consumers. The insurance is primary over other applicable policies and must be offered even for independent contractor delivery drivers. The bill also protects delivery drivers from adverse actions like deactivation if they file an insurance claim, requiring companies to provide written explanations for any deactivation and mandating immediate reinstatement if the deactivation is linked to a claim. The insurance policy will exclude coverage for individuals who intentionally cause injury or are injured while intoxicated or impaired. The act will take effect 180 days after becoming law.

Budget and Finance, Business and Industry

https://www.nysenate.gov/legislation/bills/2025/A70