Bill > S01162

This bill requires third-party food delivery services to maintain a group insurance policy that provides coverage for bodily injury or death resulting from qualifying accidents involving delivery drivers. The bill defines key terms such as "third-party food delivery platform," "delivery driver," "qualifying accident," and "qualifying vehicle," which specifically includes two or three-wheeled vehicles that do not carry their own liability insurance. The insurance policy must cover basic economic losses up to $50,000 per person and provide benefits to delivery drivers, pedestrians, and cyclists who are injured in a qualifying accident in New York, regardless of their state residency or citizenship status. The policy will be awarded irrespective of fault and must be offered without a deductible, with expenses not passed on to consumers. The bill also protects delivery drivers from adverse actions by the delivery service if they file an insurance claim, including prohibiting deactivation or disciplinary measures related to seeking insurance benefits. Delivery drivers will receive benefits regardless of their immigration status or contractor classification, and if deactivated after filing a claim, they must be provided a written explanation and potentially reinstated. The act will take effect 180 days after becoming law.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S1162