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Bill > HB242


MD HB242

MD HB242
Discrimination in Housing - Consumer Credit History


summary

Introduced
01/08/2025
In Committee
01/08/2025
Crossed Over
Passed
Dead
04/08/2025

Introduced Session

2025 Regular Session

Bill Summary

Prohibiting the inclusion of a consumer credit history, any written account by a credit reporting agency bearing on a consumer's creditworthiness, credit standing, or credit capacity, in a reusable tenant screening report; prohibiting certain discrimination in housing on the basis of consumer credit history; etc.

AI Summary

This bill aims to protect renters by prohibiting landlords from using consumer credit history as a basis for discrimination in housing-related transactions. The bill defines "consumer credit history" as any written account by a credit reporting agency about a person's creditworthiness, including credit reports and credit scores. It modifies existing Maryland law to add consumer credit history to the list of protected characteristics in housing, making it illegal for landlords to refuse to rent, negotiate, or provide housing services based on a person's credit history. The bill also introduces provisions for "reusable tenant screening reports," which must contain information about criminal history, eviction history, employment verification, and current address, but explicitly cannot include consumer credit history. Landlords who accept these reports cannot charge fees for accessing the report or for the application. Additionally, landlords must notify prospective tenants whether they accept reusable tenant screening reports and can require tenants to certify that there have been no material changes to the report. The law will take effect on October 1, 2025, and does not limit other existing rights or remedies for landlords or tenants.

Committee Categories

Transportation and Infrastructure

Sponsors (1)

Last Action

Withdrawn by Sponsor (on 02/10/2025)

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