Bill > AB439A

This bill revises provisions governing insurance contracts in Nevada by addressing arbitration clauses across various types of health insurance policies. Specifically, the bill prohibits arbitration provisions from being binding on individuals who make insurance claims in policies including health insurance, group health insurance, health benefit plans, benefit contracts, hospital and medical service contracts, health maintenance organization coverage, dental care plans, and managed care organization coverage. The bill requires that any contract containing an arbitration provision must include a statement explicitly noting that the arbitration clause is not binding on the insured person making a claim. An important exception is made for contracts between plan sponsors and hospitals or healthcare providers. The legislation will apply to insurance contracts renewed after October 1, 2023, and repeals several existing statutory provisions related to arbitration procedures in insurance disputes. The goal appears to be protecting consumers by ensuring they are not compelled to use arbitration when seeking to resolve insurance claims, thereby preserving their right to pursue legal action if they disagree with an insurance company's decision.

https://www.leg.state.nv.us/App/NELIS/REL/83rd2025/Bill/11926/Overview