Bill > HR148

This bill, called the "Keep Your Coins Act of 2025," aims to prevent federal agencies from restricting individuals' use of convertible virtual currency (a digital form of money that can be exchanged for traditional currency) for personal purchases and transactions. Specifically, the bill prohibits federal agency heads from interfering with a person's ability to use convertible virtual currency to buy goods or services, or to store and manage their digital assets using a self-hosted wallet (a digital tool that allows individuals to independently control and transfer their virtual currency). The bill defines convertible virtual currency as a medium of exchange that either has a value equivalent to traditional currency or can serve as a substitute for currency. A "covered user" is defined as any person who obtains convertible virtual currency to purchase goods or services for their own use, regardless of how they acquired the currency. The legislation is designed to protect individuals' freedom to use digital currencies and manage their digital assets without unnecessary government interference.

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https://www.congress.gov/bill/119th-congress/house-bill/148/all-info