Bill > A01458

This bill requires insurance policies to provide comprehensive annual medical examinations for firefighters, recognizing their increased risk of cancer and health complications due to occupational exposure. The comprehensive exam would include a detailed health history, a thorough physical examination covering multiple body systems, vital sign measurements, extensive laboratory assessments including blood and urine tests, spirometry (lung function testing), various cancer screenings tailored to gender and age, and a stress electrocardiogram. Firefighters must identify their profession and years of service to receive these specialized exams, which would be defined as applying to those regularly employed by municipal fire departments. The bill mandates additional testing such as a chest x-ray every five years and any additional tests deemed necessary by the health commissioner. This legislation applies to medical, major medical, and similar comprehensive insurance coverage, ensuring firefighters have access to proactive, specialized healthcare that can help detect potential occupational health risks early. The bill would take effect immediately and apply to new, renewed, modified, or amended insurance policies.

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https://www.nysenate.gov/legislation/bills/2025/A1458