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Bill > S06749


NY S06749

NY S06749
Provides for insurance coverage of comprehensive annual medical examinations for firefighters due to their increased risk for cancer and cancer-related diseases.


summary

Introduced
03/21/2025
In Committee
03/21/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 General Assembly

Bill Summary

AN ACT to amend the insurance law, in relation to insurance coverage of comprehensive annual medical examinations for firefighters

AI Summary

This bill mandates comprehensive annual medical examinations for firefighters through insurance policies, recognizing their elevated health risks due to occupational exposure. The comprehensive exam would include a detailed health history, full physical examination covering multiple body systems, vital sign measurements, extensive laboratory assessments, spirometry testing, comprehensive cancer screenings, and a stress electrocardiogram. Specifically, the exam must cover areas like cardiovascular, skin, thyroid, pulmonary, and neurological systems, with specific blood tests including metabolic and inflammatory markers. Cancer screenings would be tailored based on age, gender, and individual risk factors, with provisions for tests like colonoscopies, mammograms, and low-dose CT scans. Additionally, the bill requires a chest x-ray every five years and allows for additional testing as determined by the health commissioner. To receive these specialized exams, firefighters must identify their profession and years of service to their primary care provider. The bill applies to insurance policies issued by health insurers, commercial insurers, and medical service corporations, ensuring that any firefighter regularly employed by a municipal fire department can access these comprehensive health screenings. The coverage will take effect immediately upon the bill's passage and apply to new and renewed insurance policies.

Committee Categories

Business and Industry

Sponsors (3)

Last Action

COMMITTED TO RULES (on 06/13/2025)

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