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HI SB23

HI SB23
Relating To Insurance.


summary

Introduced
01/15/2025
In Committee
01/16/2025
Crossed Over
Passed
Dead

Introduced Session

2025 Regular Session

Bill Summary

Removes discriminatory requirements for mandatory insurance coverage of in vitro fertilization procedures to create parity of coverage for same-sex couples, unmarried individuals, transgender persons, and opposite-sex couples for whom male infertility is the relevant factor. Requires the insured or the insured's dependent spouse to have a history of infertility of at least six months' duration, rather than five years. Includes need for medical intervention to conceive due to physiological or anatomical factors.

AI Summary

This bill aims to remove discriminatory requirements in insurance coverage for in vitro fertilization (IVF) procedures, ensuring equal access for same-sex couples, unmarried individuals, transgender persons, and opposite-sex couples experiencing male infertility. The legislation modifies existing insurance laws to require gender-neutral benefits, reducing the required history of infertility from five years to six months and adding provisions for medical intervention due to physiological or anatomical factors. Key changes include mandating that insurance policies cover IVF procedures without discrimination, recognizing the medical necessity of reproductive technologies for diverse family structures, and specifying that employers with 25 or more employees must provide coverage for at least three IVF cycles, including costs associated with fertility preservation and gamete donation. The bill defines "spouse" as a person lawfully married under state laws and includes a definition for "transgender person," effectively expanding insurance coverage to provide more inclusive and equitable access to fertility treatments across different sexual orientations, gender identities, and marital statuses.

Committee Categories

Health and Social Services

Sponsors (5)

Last Action

Carried over to 2026 Regular Session. (on 12/08/2025)

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