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Bill > HB360


MS HB360

MS HB360
Health insurance policies; require coverage for certain obesity treatments.


summary

Introduced
01/10/2025
In Committee
01/10/2025
Crossed Over
Passed
Dead
02/04/2025

Introduced Session

2025 Regular Session

Bill Summary

An Act To Require That Certain Insurance Policies And Contracts Shall Provide Coverage For Obesity Treatment For An Individual Who Has A Body Mass Index That Is Thirty Percent Or More Above His Or Her Ideal Body Weight And When A Written Order Is Provided By A Physician That States The Treatment Is Medically Necessary; And For Related Purposes.

AI Summary

This bill requires all health insurance policies in Mississippi to provide coverage for obesity-related diseases, treatments, and screenings for individuals with a body mass index (BMI) that is 30% or more above their ideal body weight, as determined by a physician's written order. The coverage must include bariatric surgeries, gastric bypass, lap band surgeries, and related prescriptions, and will take effect on July 1, 2025. The bill mandates that patients cannot be charged additional deductibles or coinsurance for obesity-related testing beyond what is standard for similar medical benefits, and that reimbursement to healthcare providers for these treatments must be at least equivalent to Medicare rates. Insurance providers must ensure patients have access to participating healthcare providers for obesity screenings and treatments, and if a non-participating provider is used due to lack of accessible in-network options, the patient will not incur additional costs. This legislation aims to improve access to obesity treatment and reduce financial barriers for patients seeking medical intervention for obesity-related health issues.

Committee Categories

Business and Industry

Sponsors (1)

Last Action

Died In Committee (on 02/04/2025)

bill text


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