Bill > HB220

This bill requires moped operators in Hawaii to carry insurance by incorporating mopeds into existing motorcycle and motor scooter insurance laws. The legislation makes comprehensive changes across multiple sections of Hawaii's insurance code, specifically adding mopeds to requirements for insurance coverage, personal injury protection, liability policies, and regulatory provisions. Key provisions include mandating that moped owners obtain liability insurance with minimum coverage of $20,000 per person and $40,000 per accident for bodily injury, and $10,000 for property damage. The bill also establishes that moped operators must carry proof of insurance, can be subject to fines between $100 and $1,000 for non-compliance, and may face potential license suspension. Additionally, the legislation modifies definitions, tort liability provisions, and insurance rate-setting guidelines to explicitly include mopeds. The changes aim to ensure that moped operators have similar insurance protections and responsibilities as motorcycle and motor scooter riders, potentially improving safety and financial accountability for moped users. The bill is set to take effect on July 1, 3000 (which appears to be a placeholder date).

Business and Industry, Transportation and Infrastructure

https://www.capitol.hawaii.gov/session/measure_indiv.aspx?billtype=HB&billnumber=220&year=2026