Bill > HB2882

This bill amends Oklahoma's motor vehicle title regulations by requiring more detailed documentation and record-keeping for damaged vehicles. Specifically, when an insurance company pays a total loss claim or when a vehicle has significant damage exceeding 60% of its fair market value, the title holder must now submit not just the vehicle's title, but also a comprehensive list of damages to Service Oklahoma. These damage lists will be maintained in Service Oklahoma's computer files for at least five years. When applying for a rebuilt title, vehicle owners must now file an affidavit (on a form prescribed by Service Oklahoma) that details all repairs, accompanied by receipts proving the repairs correspond to the original damage list. The bill also authorizes Service Oklahoma to develop training for its employees and licensed operators to ensure accurate interpretation of repair documentation. Additionally, for vehicles with salvage, flood, or theft-recovery histories, these details will continue to be reflected on subsequent titles. The new regulations aim to increase transparency in vehicle damage reporting and help protect consumers by providing a more comprehensive record of a vehicle's repair history. The bill will become effective on November 1, 2025.

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http://www.oklegislature.gov/BillInfo.aspx?Bill=hb2882&Session=2600