Bill > HB708

This bill establishes a comprehensive insurance framework for electric bicycles in counties with a population of 500,000 or more, requiring owners to maintain liability insurance for operating an electric bicycle on public streets. The legislation defines key terms such as "electric bicycle" (a bicycle with pedals and an electric motor up to 750 watts) and "electric bicycle accident" (an accident involving an e-bike that does not include a motor vehicle), and mandates that each electric bicycle be covered by an insurance policy providing liability coverage with specific minimum amounts. The bill outlines detailed provisions for insurance rates, rate filings, and rate reviews, and allows insurers to offer optional medical payment coverage and income disability plans. Operators will be required to carry proof of insurance and can be subject to fines for non-compliance, though some exceptions exist for borrowed bicycles or bicycles owned by employers. The insurance requirements aim to protect both e-bike owners and potential victims of accidents, establishing a regulatory structure that ensures financial responsibility and provides a mechanism for compensating individuals who might be harmed in electric bicycle-related incidents. The law is set to take effect on July 1, 3000, which appears to be a placeholder date typical in draft legislation.

Justice, Transportation and Infrastructure

https://www.capitol.hawaii.gov/session/measure_indiv.aspx?billtype=HB&billnumber=708&year=2026