Bill > SB5419

This bill modifies the reporting requirements for fire insurance losses in Washington state. Currently, insurers must report fire losses to the Washington State Patrol, but the bill changes this to require insurers to report to the insurance commissioner within 90 days of closing a fire-related claim. The new reporting requirements include specific details such as the property address, date of loss, amount paid, and known origin and cause of the fire. If an insurer suspects criminal activity caused the fire, they must immediately report this to local law enforcement and the insurance commissioner. The bill also establishes strict confidentiality protections for these reports, allowing them to be shared only in limited circumstances with specific agencies like law enforcement, the state fire marshal's office, and rating bureaus, and only for purposes such as public safety planning or crime investigation. Additionally, the insurance commissioner is required to publish quarterly aggregate reports of fire losses by zip code starting 12 months after the reporting requirements begin. The goal appears to be improving information sharing and tracking of fire-related insurance claims while protecting individual privacy.