Bill > HB1793

This bill modifies the reporting requirements for fire losses by insurance companies in Washington State. It requires insurers to submit detailed reports to the insurance commissioner within 90 days of closing a fire loss claim, including specific information such as the property's zip code, date of loss, amount paid, and known or suspected cause of the fire. The bill introduces a new requirement that if an insurer suspects a fire loss may be due to criminal activity, they must immediately report details to local law enforcement and the insurance commissioner. The bill also establishes strict confidentiality provisions for these reports, protecting the information from public disclosure while allowing limited sharing with specific entities like law enforcement, prosecutors, and the state fire marshal's office for purposes such as public safety planning and criminal investigations. Additionally, the bill provides immunity for insurers who report information in good faith and requires the insurance commissioner to develop rules for implementing these new reporting requirements, with a one-year grace period before enforcement begins.

Business and Industry

https://app.leg.wa.gov/billsummary?BillNumber=1793&Year=2025&Initiative=false