Bill > HF32

This bill addresses co-payments for children's mental health services by prohibiting health insurance companies from requiring co-payments for mental health services for children under 18 years old, with a specific exception for high-deductible health plans paired with health savings accounts (HSAs). For these high-deductible plans, insurers must set co-payments at the minimum level required to maintain the tax-exempt status of the HSA, as defined by the Internal Revenue Code. The bill will take effect on January 1, 2026, and will apply to all health plans that are offered, issued, or renewed on or after that date. By eliminating co-payments for children's mental health services, the bill aims to reduce financial barriers that might prevent families from seeking necessary mental health care for their children.

Business and Industry

https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF0032&ssn=0&y=2025