Bill > SF1408

This bill prohibits health insurance companies in Minnesota from requiring co-payments for mental health services for children under 18 years old, with an exception for high-deductible health plans paired with health savings accounts (HSAs). For these specific high-deductible plans, insurers must set co-payments at the minimum level required to maintain the tax-exempt status of the HSA, as defined by the Internal Revenue Code. The law will take effect on January 1, 2026, and will apply to all health plans issued, renewed, or offered on or after that date. By eliminating co-payments for children's mental health services, the bill aims to reduce financial barriers that might prevent families from seeking necessary mental health care for their children, potentially improving access to mental health treatment for young people in Minnesota.

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https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1408&ssn=0&y=2025