Bill > A03229

This bill, named the Dennis Crawley genetic protection act of New York, prohibits insurance companies (including life, accident, health, disability, long-term care, and medical indemnity insurers) from discriminating against individuals based on genetic predisposition or genetic testing. Specifically, insurers cannot require or solicit genetic testing, use genetic testing results, or consider an individual's decisions about genetic testing when issuing, renewing, or determining the terms of an insurance policy. The bill prevents insurers from refusing to issue or renew a policy, canceling a policy, or altering coverage terms based on the genetic predisposition of the insured individual or their family members. However, the bill does not prevent insurers from accessing medical records that are legally permissible, and they can still consider medical diagnoses included in an individual's medical record, even if those diagnoses originated from genetic test results. The bill references definitions of "genetic testing" and "genetic predisposition" from section seventy-nine-l of the civil rights law, and it will take effect immediately upon enactment.

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https://www.nysenate.gov/legislation/bills/2025/A3229