Bill > S09695

This bill, known as the "Dennis Crawley genetic protection act of New York," prohibits insurance companies, including those offering life, accident, health, disability, long-term care, or medical indemnity policies, from discriminating against individuals based on their genetic predisposition, which refers to an increased likelihood of developing a particular disease or condition due to genetic factors. Specifically, insurers are forbidden from refusing to issue or renew a policy, canceling a policy, or changing the terms of coverage due to an individual's or their family member's genetic predisposition. Furthermore, insurers are prohibited from requiring or requesting genetic testing, using the results of such tests, or considering any decisions or actions related to genetic testing when determining insurance rates, coverage, or benefits, though this does not prevent insurers from accessing an individual's medical records or considering a medical diagnosis already present in those records, even if that diagnosis was based on genetic test results.

Business and Industry

https://www.nysenate.gov/legislation/bills/2025/S9695