BillTrack50 logo
Free Signup Login
Bill

Bill > HB404

PA HB404

PA HB404
In casualty insurance, further providing for conditions subject to which policies are to be issued and for health insurance coverage for certain children of insured parents.

summary

Introduced
01/29/2025
In Committee
03/25/2025
Crossed Over
03/25/2025
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

Amending the act of May 17, 1921 (P.L.682, No.284), entitled "An act relating to insurance; amending, revising, and consolidating the law providing for the incorporation of insurance companies, and the regulation, supervision, and protection of home and foreign insurance companies, Lloyds associations, reciprocal and inter-insurance exchanges, and fire insurance rating bureaus, and the regulation and supervision of insurance carried by such companies, associations, and exchanges, including insurance carried by the State Workmen's Insurance Fund; providing penalties; and repealing existing laws," in casualty insurance, further providing for conditions subject to which policies are to be issued and for health insurance coverage for certain children of insured parents.

AI Summary

This bill amends the Insurance Company Law of 1921 to update health insurance coverage requirements for dependent children, primarily by raising the age limit for coverage from nineteen to twenty-six years old. The bill expands the conditions under which dependent children can remain on their parents' health insurance policies, removing previous restrictions based on financial dependency, residency, marital status, educational enrollment, and employment status. For children with intellectual or physical disabilities, the bill allows continued coverage beyond the age limit if the dependent is primarily supported by the policyholder and was incapable of self-sustaining employment prior to turning twenty-six. The legislation also provides that group health insurance policies can offer continued coverage for children up to age twenty-nine, subject to certain conditions such as being unmarried, having no dependents, and being a resident of Pennsylvania or a full-time student. Additionally, the bill includes provisions for what happens if federal health insurance regulations (specifically 42 U.S.C. § 300gg-14) are repealed, modified, or invalidated, ensuring that the state can maintain substitute coverage requirements. The changes aim to provide more flexible and comprehensive health insurance coverage for young adults and dependents with disabilities.

Committee Categories

Budget and Finance, Business and Industry

Sponsors (55)

Eddie Pashinski (D)*,  Aerion Abney (D),  Jessica Benham (D),  Lisa Borowski (D),  Heather Boyd (D),  Tim Brennan (D),  Tim Briggs (D),  Amen Brown (D),  Danilo Burgos (D),  Andre Carroll (D),  Johanny Cepeda-Freytiz (D),  Missy Cerrato (D),  Joe Ciresi (D),  Scott Conklin (D),  Gina Curry (D),  Mary Jo Daley (D),  Tina Davis (D),  Dan Deasy (D),  Kyle Donahue (D),  Justin Fleming (D),  Dan Frankel (D),  Bob Freeman (D),  José Giral (D),  Roni Green (D),  Nancy Guenst (D),  Jim Haddock (D),  Liz Hanbidge (D),  Pat Harkins (D),  Carol Hill-Evans (D),  Joe Hohenstein (D),  Kristine Howard (D),  John Inglis (D),  Mary Isaacson (D),  Carol Kazeem (D),  Malcolm Kenyatta (D),  Tarik Khan (D),  Emily Kinkead (D),  La'Tasha Mayes (D),  Jeanne McNeill (D),  Bob Merski (D),  Brian Munroe (D),  Ed Neilson (D),  Danielle Otten (D),  Chris Pielli (D),  Tarah Probst (D),  Steve Samuelson (D),  Ben Sanchez (D),  Mike Schlossberg (D),  Melissa Shusterman (D),  Josh Siegel (D),  Mandy Steele (D),  Arvind Venkat (D),  Perry Warren (D),  Ben Waxman (D),  Dan Williams (D), 

Last Action

Referred to Banking & Insurance (on 03/25/2025)

bill text

bill summary

Loading...

bill summary

Loading...
Loading...